Condo Reform

Hawaii’s 2025 Legislative Session brought forward over 50 “condo related” bills. We have evaluated them to see how they impact owners and residents living in condos and shared communities. The following considerations in our Bill Evaluation posts were based off the meta-analysis of all bills listed below:

Condo Bill Tracker 2025

Open Full-Screen View

Need Help Making Sense of it All?

Register now to receive assistance with your testimony. It’s quick, easy, and free. Together, we can create the change our communities need.


Tracker Calendar

For full details on how to sync this calendar to your own devices.


Quick Links & Guide by Topic
2025 Bill Evaluations

House Bill = HB & Senate Bills = SB

Assessments and Bill Collection

  • HB 106 (Assessment policies and collection procedures)
  • HB 631 (Clarifies rights regarding bill collection and attorney fees)
  • HB 632 (Improves transparency in assessments and fees)
  • HB 1209 (Regulates attorney fees and collection practices)
  • SB 147 (Outlines procedures for assessment collection)
  • SB 591 (Addresses issues in bill collection methods)

Governance-Related

  • HB 106: Enhances transparency and accountability in condominium association governance.
  • HB 117: Focuses on improving the financial accountability through mandatory reserve studies.
  • HB 630: Addresses the dissolution processes of condominium association.
  • HB 631: Provides clearer guidelines on assessments and collections to ensure fairness.
  • HB 632: Prohibits the enforcement of de minimis (minor) violations by condominium associations.
  • HB 807: Establishes provisions for loans to condominiums for essential repairs and maintenance.
  • HB 849: Introduces requirements for more transparent and democratic voting processes in condominium boards.
  • HB 850: Promotes electronic voting to facilitate greater owner participation in association decisions.
  • HB 1311: Regulates the use of proxies in condominium association votes, ensuring accuracy and fairness.
  • HB 1313: Mandates education for condominium board members to ensure informed governance.

Insurance

  • HB 590 (Requires insurers to offer discounts for risk mitigation)
  • HB 885 (Establishes discount programs for resilience upgrades)
  • HB 1057 (Establishes tax credits for insurers offering comprehensive coverage)
  • HB 1201 (Enhances insurance options for condominium owners)
  • HB 1341 (Tax incentives for insurers covering condominiums)
  • SB 805 (Establishes a mutual insurance entity to help with skyrocketing insurance costs for high-rise condos)
  • SB 803 (Requires advance notice and explanations for insurance premium changes)
  • SB 1044 (Reactivates the Hawaii Hurricane Relief Fund to stabilize property insurance markets)
  • SB 1128 (Sets requirements for insurers regarding claims for additional living expenses in emergencies)
  • SB 1129 (Calls for a study on risk transfer mechanisms to better manage insurance risks)
  • SB 1140 (Introduces a FAIR program to ensure affordable insurance for residents in high-risk areas)

Management & Licensing

All pertaining to Community Association Manager/Management Licensing/Certification)

  • HB 252: Requires managing agents for residential condominium properties over seventy-five feet in height to have commercial property management experience.
  • HB 475: Establishes licensing requirements for association managers to ensure adherence to professional standards.
  • HB 591: Similar to HB 252, mandates commercial property management experience for managing agents of high-rise residential condominiums.
  • HB 1312: Complements HB 475 by setting specific licensing requirements and standards for association managers.
  • HB 1447: Requires individual licensing for managing agents and their employees, focusing on detailed conduct regulations and accountability.

Regulatory

  • HB 890: Establishes an ombudsman’s office for condominium associations to handle disputes and enforce regulations.
  • HB 835: Imposes a standard of negligence that is less deferential on officers and directors of condominium associations, aligning their responsibilities more closely with reasonable person standards.
  • HB 837: Aims to establish an ombudsman’s office for homeowner associations, enhancing dispute resolution and compliance monitoring.
  • HB 632: Prohibits the enforcement of minor, or de minimis, violations by condominium associations and mandates clear procedures and notifications for infractions.

Safety & Maintenance

  • HB 336: Imposes a duty to repair common elements in condominiums, ensuring that maintenance is regularly performed to avoid safety hazards.
  • HB 353: Enhances regulations for structural safety in buildings, requiring periodic inspections to ensure compliance with updated safety standards.
  • HB 590: Requires property insurers to offer discounts on condominium association insurance premiums for adopting specific risk mitigation upgrades.
  • HB 807: Provides financial mechanisms for condominium associations to secure loans for essential maintenance and repair projects.
  • HB 885: Establishes a program requiring property insurers to offer discounts to condominium associations that make upgrades to increase resilience or reduce the association’s risk profile.

Coming soon…

Elections

  • HB 850 (Electronic Voting)
  • HB 1311 (Proxies and Electronic Voting)

Reserve Studies

  • HB 117 (Requires periodic reserve studies)
  • HB 1053 (Standards for reserve fund calculations)
  • HB 1209 (Limits attorney fees and mandates reserve studies)
  • SB 1372 (Mandates comprehensive reserve studies)

Key Steps for Residents

  • Identify Relevant Bills:
    Look for bills that address issues you care about, such as condo governance, insurance rates, or financial accountability.
  • Follow the Status:
    Keep track of bills as they move through committees. For example, a bill “Referred to CPC” will be reviewed by the Consumer Protection and Commerce Committee.
  • Provide Testimony:
    If a bill impacts you, submit testimony to share your perspective with legislators. Focus on how the bill could help address issues in your condo community.

Disclaimer:
This bill tracker spreadsheet is the result of a collaborative effort by various condominium advocates and is not guaranteed to be a comprehensive catalog of every bill that may impact condo owners or residents. While we strive to provide valuable guidance, we strongly encourage everyone to do their own due diligence when forming their perspectives.

Our goal is to empower owners and residents to develop their own voices and articulate their genuine concerns, rather than relying on boilerplate testimonies often used by industry professionals. We believe in highlighting the true heart of each person’s concerns while emphasizing our shared goals of transparency, accountability, and fairness.

Thank you for using this tool to make your voice heard and support meaningful change for our communities.